Real Estate Information Archive


Displaying blog entries 1-6 of 6

Self Promotion!

by Lorna Calder

    Monday Morning Coffee


"A man would do nothing if he waited until he could do it so well that no one could find fault."
~ John Henry Cardinal Newman
Been chasing success? Have you caught it yet? Maybe you finally landed a big contract, got that promotion, or reached bonus level at work. Setting a goal and achieving it is gratifying, but it's not usually the end of the journey. Most of us tend to set yet another goal, and take off running again.
There's no such thing as taking one grand step and reaching the summit, even when that one step is the last of many already taken on the journey. If you are not satisfied with every small success, and are always looking towards the next achievement for your ultimate gratification, the likelihood is that you will never reach it.
What drives your need for the big listing or promotion or bonus will not leave you once you've gotten what you thought you wanted. You must take great care not to let your drive for more and more success belittle what you have accomplished so far. Ultimate success does not come with this or any future achievement. It's about the "whole package" or the "big picture."
Do you love what you do for a living? If you say yes, but find yourself constantly pushing for more fulfillment, you might need to reconsider that question. Loving what you do creates a sense of accomplishment and satisfaction, regardless of your position on the ladder. If you're happy not to "keep up with the Joneses," or build mountains of wealth, you are to be congratulated on reaching your own form of nirvana.
Your sense of self-worth is not (nor should be) tied to any one positive or negative event. A happy and successful self is a combination of feelings and beliefs, based on experiences at home and at work. Remember that you are greater than the sum of your parts!

December 2012 Houston and National Housing Market Trends

by Lorna Calder

This month's featured video discusses green homes. A green home is one that incorporates smart design, construction and maintenance elements to significantly lessen the negative effects of the home on the environment and improve the health of the people who live inside. No matter your location or living situation the opportunities for living a green life at home are only limited by your imagination and to some extent your budget.

One of the features that makes a home green is location. Close proximity to work, schools, grocery stores and parks will cut down on the number of miles you drive and reduce your environmental impact. The ability to use public transportation will also help the environment.

Some other options that will help you be green are size of your home, building design, green building materials, energy star rated appliances, water conservation system, rain water collection system and drought tolerant landscaping.

Making your home a greener place is a commitment to yourself, your family, and your community but more than that it is a learning process. There is a lot to know about owning a home. A Realtor is always your best source of information for all your real estate needs...

If you have not reviewed my monthly Housing Trends Newsletter - you could be missing out. Everywhere I go, people are asking me about the housing market conditions - it's on everyone's mind. Staying abreast of local and national market conditions and factors that can affect the future sale or purchase of your home can make the decision process less daunting. I always tell my clients that in order to make the best decision they need to have all the information they can upfront. My Housing Trends Newsletter is just one of the tools in my arsenal to make sure you keep informed.

The December 2012 Local and National Housing Trends has just been released. This month's newsletter is packed full of local and national housing market statistics and news you need to know to stay current with today's changing housing market.

This month's housing trends issue features:

Recycling Your Christmas Tree

Holiday Left Scuffed Countertops? Here's Easy 99 Cent Solution

10 Tips to Survive Packing for Your Move

Outfit Your Bed with Style

You can view the newsletter here.

If you wish to receive FREE Housing Trends eNewsletter e-mailed to you monthly, click here to Subscribe.

If you are considering selling your house or buying a home and need more information, I am never too busy to help, please contact me for more information.


Lighten Up!

by Lorna Calder

    Monday Morning Coffee


Men are disturbed not by things that happen, but by their opinions of the things that happen.
- Epictetus (55-135)


Ever feel yourself getting perturbed by something that happens during your day? Ever have the urge to say something about it, when silence might be the best approach? Perhaps you feel the need to make a judgment about each situation that arises
Maybe it's time to slow down a bit. As the song says, "Don't worry - be happy!" The truth is - none of us have the right to judge others, nor their actions. We can control only one thing - our own actions. If there is something to be judged, it would be our reaction to things that happen, not the events themselves.
In Stephen Covey's "Seven Habits," Habit #5 says, "Seek first to understand, then to be understood." In explaining, Covey states that "People do not see the world as it is; they see it as they are - or as they have been conditioned to be." He goes on to make the simple statement that "When you understand, you don't judge."
Once you take the time to understand each situation, there is no longer a need to judge. Interestingly, when others realize that you no longer make those judgments, you will find that they no longer judge you either.
Want to free yourself from being disturbed about the events of the day? Just follow the advice of Epictetus, who said, "When considering the future, remember that all situations unfold as they do regardless of how we feel about them. Our hopes and fears sway us, not events themselves."

Does It Still Fit?

by Lorna Calder


   Monday Morning Coffee


“Between you and me, sir, I’ll have to see him before I’ll believe he’s invisible.”  
~ Lester Cole, screenwriter for “The Invisible Man Returns” 
Last year, scientists reported creating an “invisibility cloak.” The device bends electromagnetic radiation around itself, making what ever it covers appear invisible. So far they have only tested the device with microwaves, but the theory may work with visible light, too. In the world of fantasy, young wizard Harry Potter already often benefits from a magic invisibility cloak. 
How many of us have wondered what it would be like to be invisible? As children, we marveled at the power of anonymity to create havoc, and imagined listening undetected to forbidden conversations. As teenagers, perhaps we longed for invisibility from the difficulties posed during that stage of life. Then, the fantasy of invisibility was a good and fun one, in the spirit of escapism. 
But as adults, does the desire for invisibility leave us? By and large, “grown-ups” view invisibility in a negative light. To be invisible is to be overlooked, unimportant, or even sinister. To be invisible is to be an outsider. 
However, from time to time, we all could use a little invisibility - invisibility from the cell phone, from the kids, from being "on call," or just from the chaos of modern life. Sure, the fantasy has changed from when we were children. Now we may just long for an hour during the day that is all ours, with no interruptions. 
So, go find your old invisibility cloak and dust it off. Try it on for an hour - and remember just how much fun it is to be invisible!


Who Wants To Be A Millionaire?

by Lorna Calder

Monday Morning Coffee


"A penny saved is a penny earned."
- Ben Franklin


Waiting for your ship to come in? Think you need to win the lottery to become a millionaire? Waiting for your inheritance to come through? Dream on - but don't hold your breath. The truth is that "steady as she goes" is the watchword for accumulating real wealth. In baseball terms, the method would be to hit plenty of "singles" and "doubles" and forget about the "home runs."

Consider this method for becoming a millionaire: At age 25, begin setting aside just $100 each month. Invest the money at 12% - yes that is do-able! At age 65, you would have accumulated $1,176,477. In other words, if you never increased the $100 per month, regardless of all the raises and increases in income you experienced over your lifetime, you would have over $1,000,000 in your investment account.

Now let's say you received a very modest $1,000 per year increase in pay over your 40 year working life. By putting aside an additional $250 each year (just 25% of your yearly raise), an additional $191,772 would be added to your million-plus nest egg.

Better yet, here's the easiest method. Beginning at age 20, put $2,000 per year into an IRA for just three years. Never add another nickel to the account. At age 65, the account would be worth $1,153,180.

What if you're already 45 years old (the average age at which Americans begin saving)? You would need to put aside $1,100 each month for 20 years at 12% - giving you $1,187,106 at age 65.

Financial security requires patience, persistence, and self-discipline (sort of like real-life). Spend less than you earn, and put the rest to work for you. It's a simple formula that few ever attempt, yet it yields unfailing results!

The Art of Apology!

by Lorna Calder

Monday Morning Coffee


"Repentance is another name for aspiration."

~ Henry Ward Beecher


“To forgive is divine.” That’s wonderful for the one who forgives, but what about the one who is apologizing? How do you say you’re sorry without making things worse? What’s the best way to make reparation and regain your integrity?

None of us are saints. For any number of reasons, we’ve committed any variety of offenses. Maybe we did or said something unkind, or made a mistake that cost someone time or money. The question isn’t about making mistakes, because we all do that. The question is how to apologize after the fact. It has become a lost art.

First and foremost in regard to saying “I’m sorry” is to do it as soon as possible. The longer you wait, the more it sounds like “I’m sorry . . . I got caught.” Next comes the explanation of what you did wrong and why it happened. Just be careful not to put more emphasis on the “why” than the “what,” because apologizing is not the same as justifying.

You don’t necessarily have to go whole hog, either. “I regret what happened” sounds a little weak, but “Everything was my fault” can be downright dangerous! Hopefully there is a middle ground where you can simply express how badly you feel about what you did or said.

Now that you’ve shown your repentance, your “victim” can relax, you can relax, and now you can take the opportunity to do something especially nice for the wronged party. Just be sure to say you’re sorry and THEN do something nice – otherwise, you might just arouse suspicion! Oh, and don’t forget – don’t make the same mistake twice!

Displaying blog entries 1-6 of 6




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