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Kingwood, Atascocita, and Humble Texas Real Estate Update

Lorna Calder

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Displaying blog entries 181-190 of 264

February 2012 Houston and National Housing Market Trends

by Lorna Calder

This month's featured video discusses why consumers should always use a realtor when buying real estate. 

Realtors subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge about the real estate market.  Real estate transactions involve one of the largest financial investments most people experience in their lifetimes.  Your realtor can help you determine how much you can comfortably afford.  They may also be able to refer you to lenders who will be able to help you.  Your realtor has many resources at their disposal to assist you in your home search.  Your realtor can also provide objective information about each property in which you are interested.  They will also provide you valuable insight during the evaluation of the property. 

Your realtor can help you negotiate the price paid, contract terms and closing costs.  Your realtor can guide you through the closing process, and make sure everything flows together smoothly.  The required paperwork alone is overwhelming for most buyers.  Your realtor is the best person to objectively help you resolve any issues, and move the transaction to closing.  So now you’ve learned why you should  use a realtor when buying real estate.

Remember a Realtor is always the source of information for all your real estate needs.

 

If you have not reviewed my monthly Housing Trends Newsletter - you could be missing out. Everywhere I go, people are asking me about the housing market conditions - it's on everyone's mind. Staying abreast of local and national market conditions and factors that can affect the future sale or purchase of your home can make the decision process less daunting. I always tell my clients that in order to make the best decision they need to have all the information they can upfront. My Housing Trends Newsletter is just one of the tools in my arsenal to make sure you keep informed.

The February 2012 Local and National Housing Trends has just been released. This month's newsletter is packed full of local and national housing market statistics and news you need to know to stay current with today's changing housing market.

This month's housing trends issue features:

Simple Tips to Increase Your Home's Curb Appeal

7 Best Remodeling Projects for the Money

How to Claim your 2011 Energy Tax Credits

What You Need to Know About Buying a Home Security System

Considering Retirement Communities? Top 10 Picks

You can view the newsletter here.

If you wish to receive FREE Housing Trends eNewsletter e-mailed to you monthly, click here to Subscribe.

If you are considering selling your house or buying a home and need more information, I am never too busy to help, please contact me for more information.

You're Not Done Yet!

by Lorna Calder

Monday Morning Coffee

 

INSPIRATION FOR TODAY:

"Every conquered temptation represents a new fund of moral energy. Every trial endured and weathered in the right spirit makes a soul nobler and stronger than it was before."

- James Buckham

 

YOU'RE NOT DONE YET!

Ever noticed how great leaders often come from humble beginnings? From the devastating depths of silence and inability to speak, Helen Keller inspired the world once she had overcome great adversity.

Diagnosed with amyontrophic lateral sclerosis and standing before a full-house crowd in Yankee Stadium on July 4th 1939, Lou Gehrig proclaimed, "I am the luckiest man on the face of the earth! I might have been given a bad break, but I've got an awful lot to live for." He spent the last two years of his life as Parole Commissioner for New York City, hoping to make a difference in the lives of young people in trouble.

Today, we use more contemporary quotes to explain the same concept. We say, "No pain - no gain!" or, "When the going gets tough, the tough get going." No matter how we verbalize it, it is true that through adversity comes strength.

Think back to the toughest times you've faced during your life. Chances are you'll have to agree that you grew and became a better person for the experience. As for temptations, they are more easily given in to than conquered. Nevertheless, the value system to which you subscribe today probably evolved from temptations overcome.

As Richard Bach put it in his wonderful book "Illusions," "There is no such thing as a problem without a gift for you in its hands. You seek problems because you need their gifts." Whether it be a physical or moral challenge you face, suffer if you must, but look also for its gift. And remember another Richard Bach quote, "Here is a test to find out whether your mission here on earth is finished: If you're alive, it isn't."

Start Sowing!

by Lorna Calder

Monday Morning Coffee

INSPIRATION FOR TODAY!

"You will be what you will to be."

- James Allen


START SOWING!

You say to yourself, "I think I'll go shopping," - and you do. You say, "I think I'll buy that new CD," - and you do. You say, "I think I'll put it on my credit card," - and you do.

James Allen lived from 1864 until 1912. As was popular in the early 1900's, he wrote a series of short essays known as pamphlets. The best known, "As A Man Thinketh," was his most famous work. In it, he provided timeless inspiration on the value of thought as it motivates us to action.

In his pamphlet, Allen states that, "All that a man achieves and all that he fails to achieve is the direct result of his own thoughts." Speaking of mankind, he continues with, "They themselves are makers of themselves." Thought precedes all action; thus, he reasons that by controlling our thoughts, we also control our destiny.

Notice in the first paragraph above that the "I think" part always seems to lead to the action of "doing." Rarely do we hop in the car, drive aimlessly around, accidentally arrive at a music store, plunk down our credit card, and then say to yourself, "I think I'll go shopping."

If we are the sole controller of our thoughts, it stands to reason that we can also control our actions - and our outcomes in life. Our mind and our thoughts are the seedbed of our futures. What a novel thought. Plant some great thoughts in your mind. Do it today!

Feeling Wired?

by Lorna Calder

Monday Morning Coffee

INSPIRATION FOR TODAY!

"There's nothing as constant as change."

- Unknown


FEELING WIRED?

Feel on edge? Not sure what to expect next? Nerves frayed? Feeling overwhelmed by today's complex world situation? How is it that some people are calm, fearless, and content, while others are frightful, worried, overwhelmed, and uncertain about the future?

In the 1950's there were only three models of Chevrolet, about four dry cereals, two or three types of soap, etc. Mom went grocery shopping weekly. There were no shopping malls, computers, cell phones, portable CD players (or CD's), 401(k)s, Internet, or co-ed dorms. Life was simple and calm - and revolved around the family. Technology didn't dominate daily life.

Today, our choices have expanded exponentially. There are hundreds of vehicle models, 50 different cereals on the shelf, software for every occasion, hundreds of cable channels, and millions of pages on the World Wide Web. Think that might clog your thinking just a little? Want to get back to simplicity, peace, and security?

Try a few of the following suggestions. Begin limiting your choices. Spend less than you earn. Limit trips to the store. Spend the evening at home - with your family - with the television OFF. Go directly home after work. Identify your principles - and live them. Count your blessings daily by entering them in a journal. Read. Treat yourself to a hot bath.

Think of your life as an extension cord with too many appliances plugged-in. Each vies for the limited energy you have available until a short-circuit or fire occurs. Start unplugging all those peripherals now, and you'll notice your life-light begin to shine.

January 2012 Houston and National Housing Market Trends

by Lorna Calder

This month's featured video discusses homeowners associations.  These entities can be found in almost every housing environment. Consumers must research to determine if a homeowners association (HOA) has authority over any home they might be considering for purchase. When a person buys a home in an area with a HOA, he or she becomes a member of the association and is responsible for membership dues.  By design a HOA has the goal of ensuring that living in the area or on the property is pleasant for all residents.

The first act of the HOA is to establish a set of rules or guidelines to hopefully accomplish that.  The HOA Board of Directors then establishes monthly dues for all homeowners and can restrict the rights of the way a person can use his or her own property or the joined or common property.  For example the rules may govern the number of people who can occupy a house, the colors one can paint a house, or the time at which common areas like exercise rooms or pools can be used.  Fines or fees can be assessed or even evictions for those that don’t abide by the rules.

Many find the HOA well worth extra fees associated with owning property.  When well administered, the HOA can provide certain predictability to owning a home and clearly delineate both the homeowner’s and association’s responsibility.

Remember a Realtor is always the source of information for all your real estate needs.

 

If you have not reviewed my monthly Housing Trends Newsletter - you could be missing out. Everywhere I go, people are asking me about the housing market conditions - it's on everyone's mind. Staying abreast of local and national market conditions and factors that can affect the future sale or purchase of your home can make the decision process less daunting. I always tell my clients that in order to make the best decision they need to have all the information they can upfront. My Housing Trends Newsletter is just one of the tools in my arsenal to make sure you keep informed.

The January 2012  Local and National Housing Trends has just been released. This month's newsletter is packed full of local and national housing market statistics and news you need to know to stay current with today's changing housing market.

This month's housing trends issue features:    

2011 Energy Tax Credits: What You Need To Know To Collect

8 Small Space Solutions for Shared Kids' Rooms

Top 3 Most Common Home Defects to Check For

Home Security Cameras: Peace Of Mind While Your Away

Winter Gardening: Plants That Provide Beauty All Year Round

You can view the newsletter here.  

If you wish to receive FREE Housing Trends eNewsletter e-mailed to you monthly, click here to Subscribe.   

If you are considering selling your house or buying a home and need more information, I am never too busy to help, please contact me for more information.

 

Teach Values 101!

by Lorna Calder

Monday Morning Coffee

INSPIRATION FOR TODAY:

"The philosophy of the classroom in one generation will be the philosophy of the government in the next."

- Abraham Lincoln


TEACH VALUES 101!

What do children and government have in common?  That depends on which classroom you visit.  If you have children and are actively involved in their lives, you are likely to encounter a classroom filled with intelligent, interested, involved and respectful children.

Unfortunately, many teachers today will tell you that's not what they are seeing.  In some 1st & 2nd grade settings, children fall asleep because they spent the night in the family car while mom or dad sold drugs.  Others are antagonistic and disrespectful, traits also learned from other family members.  Still others are raised in a "no rules" family, where parents simply abdicate their parental responsibilities.

Many parents still take their responsibilities seriously.  In fact, there appears to be a resurgence of young parents who teach their children the values of honesty, integrity, and service to others.  It's about time.  If you're one of them, I applaud your commitment to making the world a better place.

There has also been a dearth of honesty, respect and morality over the past 30 years or so.  Children brought up during that time often experienced the negative effects of a no rules society.  Today those same individuals are beginning to lead companies and be elected to office, yet we are surprised that company CEO's and elected officials could ever lie and mislead as they have been exposed to do recently. 

As the children of today's classrooms are disposed to believe and behave, so will they as the adults of tomorrow's generation.  Whether you are a parent, grandparent, aunt or uncle, you can make a difference for the next generation of leaders.  Take time to encourage, nurture, and teach the children in your family.  Sometimes, a single comment or gesture can give a child the impetus to become great.

Forget The Leader!

by Lorna Calder

Monday Morning Coffee

INSPIRATION FOR TODAY:

"Two roads diverged in a wood, and I -
I took the one less traveled by,
and that has made all the difference."

- Robert Frost


FORGET THE LEADER!

On the playground of any school, and on any day, you can witness examples of children playing "follow the leader."  One hops, skips, or jumps, and all the others follow.  As adults, however, many of those children play a variation of that game - called "follow the follower."

On the job, they look around, see how someone else is doing their work, and duplicate the effort.  What they don't realize is that their fellow employee is also watching someone else.  A circular game of "follow the follower" evolves, resulting in a mediocre work force.  The same can be true in marriages, education, hobbies, and sports.

Consider the story of a telephone operator in a small town.  Every day she received a call from a gentleman asking for the correct time.  Finally, one day, she asked the mystery caller who he was and why he called every day.  His answer?  "I'm the one who blows the whistle at the factory each day at noon.  I like to be right on time!"  The operator laughed and then responded, "Here at the telephone company, we set our watches and clocks by the noon whistle at the factory!"

Tired of playing follow the follower?  Want to rejuvenate your life?  Begin acting like the unique person you already are.  See what everyone else is doing . . . and do something different.  Strike out in the direction of your own imagination instead of theirs. 

In the words of Henry David Thoreau, "Go confidently in the direction of your dreams.  Live the life you've imagined."

December 2011 Houston and National Housing Market Trends

by Lorna Calder

This month's featured video discusses why consumers should always use a realtor when buying, selling, or leasing a property.  Realtors subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the buying process and selling real estate.  Real estate transactions involve one the biggest financial investments that most people will experience during their lifetime.  Your Realtor can help you determine how much you can afford to spend and possibility more importantly how much you should spend.

Your realtor has many resources to assist you in your home search.  Sometimes a property you are seeking is available but not actively advertised in the market and it will take some leg work by your realtor to find all available properties.  Your Realtor can assist you in the selection process by providing objective information about each property.  Realtors can provide local community information and insight during evaluation of the property. Depending on the area this can include inspection for termites, asbestos or roof condition just to name a few. 

When selling your home your Realtor can give you up to date information about what is happening in the market place.  This is the key to getting your property sold at the best price, quickly and with minimum hassle.  Your Realtor acts as marketing coordinator, distributing information about your property to other real estate agents through a multiple listing service or other cooperative marketing networks, open houses, etc.  Your Realtor can guide you through the closing process and make sure everything flows together smoothly.  The required paperwork along is overwhelming for most sellers.  Your Realtor is the best person to objectively help you resolve these issues and move the transaction to closing.  A Realtor is always your best source of information for all your real estate needs...

If you have not reviewed my monthly Housing Trends Newsletter - you could be missing out. Everywhere I go, people are asking me about the housing market conditions - it's on everyone's mind. Staying abreast of local and national market conditions and factors that can affect the future sale or purchase of your home can make the decision process less daunting. I always tell my clients that in order to make the best decision they need to have all the information they can upfront. My Housing Trends Newsletter is just one of the tools in my arsenal to make sure you keep informed.

The December 2011  Local and National Housing Trends has just been released. This month's newsletter is packed full of local and national housing market statistics and news you need to know to stay current with today's changing housing market.

This month's housing trends issue features:    

San Antonio is Number 1 in Texas and US in 2011 Best Performing Cities

Hidden Treasures Found Beneath Homes

Stay Warm and Keep In Budget This Winter Season

Buying a House at Foreclosure Auction is Risky

7 Tips For Staging Your Home

You can view the newsletter here.  

If you wish to receive FREE Housing Trends eNewsletter e-mailed to you monthly, click here to Subscribe.   

If you are considering selling your house or buying a home and need more information, I am never too busy to help, please contact me for more information.

 

The Meaning of Poverty!

by Lorna Calder

Monday Morning Coffee

INSPIRATION FOR TODAY:

"The man who dies rich, dies disgraced."

- Andrew Carnegie

THE MEANING OF POVERTY!

A colleague passed this delightful story along:

One day a father of a very wealthy family took his son on a trip to the country with the firm purpose of showing his son how much poverty exists in the world. They spent several days and nights on the farm of a very poor family.

Upon their return from their trip, the father asked his son, "How was the trip?" The son's answer? "It was great, Dad!" "Did you see how poor people can be?" the father asked. "Oh yeah," said the son.

"So, what did you learn from the trip?" asked the father. The son continued, "I saw that we have one dog and they had four. We have a pool that reaches to the middle of our garden, and they have a creek that has no end. We have imported lanterns in our garden, and they have the stars at night. Our patio reaches to the front yard, and they have the whole horizon."

His son added, "We have a small piece of land to live on, and they have fields that go beyond our sight. We have servants who work for us, but they serve others. We buy our food, but they grow theirs. We have walls around our property to protect us, and they have friends to protect them."

With this the boy's father was speechless. Then his son finally said, "Thanks Dad, for showing me how poor we are."

Too many times we forget what we have and concentrate on what we don't have. What is one person's worthless object is another's prize possession. It is all based on one's perspective. It makes you wonder what would happen if we all gave thanks for the bounty we have, instead of worrying about wanting more. Take joy in all you have, especially your friends.

Top 10 Housing Predictions for 2012

by Lorna Calder

I stumbled upon this interesting video by Dave Liniger and decided to repost...

Dave Liniger, Co-founder and Chairman of RE/MAX shares what he views to be the Top 10 Housing Predictions for 2012 and provides what he thinks the real estate market will bring to 2012.... 

Top 10 Housing Predictions for 2012

Overall the forecast for 2012 is better, due in part to the pent up demand for housing creating by young buyers entering the housing market. This creates a tremendous opprtunity for investors, and those same people will help with the hosuing recovery.

  1. Interest rates will continue to be both historically and generationally low.
  2. Prices should remain stable the first half of the year with a possibility of some markets seeing a small decline. We should then see home prices start to rise in the latter half of the year.
  3. Increased home sales resulting in steady gains.
  4. Rising inventory, with foreclosures and distressed property making up a large percentage.
  5. Increase in distress property sales.
  6. Improved short sale and foreclosure process.
  7. Lower homeownership rates with an increase in rental rates.
  8. Investors will make up 25% of the market including foreign and domestic
  9. Increased reliance on REALTOR expertise due to the changing market
  10. Consumer friendly technologies will continue to be available and tech savvy REALTORS will continue to make use of these tools.

See the video below....

Top 10 Housing Predictions for 2012

Overall the forecast for 2012 is better, due in part to the pent up demand for housing creating by young buyers entering the housing market. This creates a tremendous opprtunity for investors, and those same people will help with the hosuing recovery.

  1. Interest rates will continue to be both historically and generationally low.
  2. Prices should remain stable the first half of the year with a possibility of some markets seeing a small decline. We should then see home prices start to rise in the latter half of the year.
  3. Increased home sales resulting in steady gains.
  4. Rising inventory, with foreclosures and distressed property making up a large percentage.
  5. Increase in distress property sales.
  6. Improved short sale and foreclosure process.
  7. Lower homeownership rates with an increase in rental rates.
  8. Investors will make up 25% of the market including foreign and domestic
  9. Increased reliance on REALTOR expertise due to the changing market
  10. Consumer friendly technologies will continue to be available and tech savvy REALTORS will continue to make use of these tools.

source: YouTube REMAXIntl Channel

Displaying blog entries 181-190 of 264

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